For farmers and ranchers experiencing the effects of a natural disaster, below are some tips to position yourself to qualify for aid along with links to resources. For a list of Programs & Resources, click here.
TIPS ABOUT FARM DISASTER PROGRAMS:
FEMA will be the place to go first for assistance. FEMA offers temporary housing and grants of up to $33,000 for certain disaster-related expenses, including repair or replacement of damaged housing and personal property for the most critical needs. Apply within 60 days of the county disaster declaration.
Unemployment Funds: You may be able to apply for Disaster Unemployment Assistance. If you have been unable to work – including farming – you may be eligible. More information from FEMA is posted here. You can apply for Disaster Unemployment from Texas Workforce Commission, by clicking here.
Small Business Administration (SBA) offers low-interest loans to cover the cost of repairing a home and repairing or replacing household contents damaged due to a disaster. Apply within 60 days of the county disaster declaration.
Farm Service Agency (FSA) Emergency Loans can be used to repair a damaged home and/or replace household contents. These Emergency Loans can also cover loss and damage to your farming operation. Apply within 8 months of the county disaster declaration.
If you have crop insurance, call or visit the insurance agent’s office as soon as possible to file your claim.
If you DON'T have crop insurance, there may be some other state and federal programs that will provide help. These are listed on a page here. Programs include the following:
For more a more detailed read of the above information, click here for What Help Is Available for What Types of Disaster Loss. For detailed information from USDA Farm Service Agency (FSA), click here.