Beginning Farmer and Rancher Resources

NIFA: Beginning Farmers and Ranchers Development Program: The primary goal of BFRDP is to help beginning farmers and ranchers in the U.S. and its territories to enter and/or improve their success in farming, ranching, and management of nonindustrial private forest lands, through support for projects that provide education, mentoring, and technical assistance to give beginning farmers the knowledge, skills, and tools needed to make informed decisions for their operations, and enhance their sustainability.

TDA: Young Farmer Grant: The purpose of this program is to provide financial assistance in the form of dollar-for-dollar matching grant funds to young agricultural producers that are engaged or will be engaged in creating or expanding an agricultural business in Texas. TDA’s Young Farmer Grant Program aims to:

  • Grow and support Texas agriculture.
  • Help meet a financial need that is otherwise not met.
  • Help grow an operation that also impacts the community.

FSA: Beginning Farmer and Rancher Loans: Each fiscal year, FSA targets a portion of its direct and guaranteed farm ownership and operating loan funds to beginning farmers and ranchers. FSA makes and guarantees loans to beginning farmers and ranchers who are unable to obtain financing from commercial lenders. A beginning farmer or rancher is an individual or entity who (1) has not operated a farm or ranch for more than 10 years, (2) meets the loan eligibility requirements of the program to which he/she is applying, (3) substantially participates in the operation and (4) for farm ownership loan purposes, does not own a farm greater than 30 percent of the median size farm in the county and meet training and experience requirements.

FSA: Land Contract Guarantees are available for the owner of a farm who sells real estate through a land contract to a beginning or targeted underserved farmer. The guarantee provides an incentive to sell to individuals in these groups as it reduces the financial risk to the seller in the event of default. FSA offers two types of guarantees: a seller may request either a Prompt Payment Guarantee of up to the amount of three amortized annual installments plus the cost of any related real estate taxes and insurance; or a Standard Guarantee of 90 percent of the outstanding principal balance under the land contract. To qualify for assistance, buyers must meet eligibility requirements similar to those for the Guaranteed and Direct Farm Ownership programs.

FSA: Youth Loans: FSA makes loans to individual rural youth, between the ages of 10 and 20 years, to establish and operate agriculture-related income-producing projects of modest size in connection with their participation in 4-H clubs, the Future Farmers of America, Tribal Youth Organizations and similar organizations. The project must be planned and operated with the help of the organization adviser, produce sufficient income to repay the loan and provide the youth with practical business and educational experience. For more information, visit

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